Start Here If You Need To Tackle Spring/Summer Maintenance!

Winter is hard on your home. The weight of snow puts stress on your roof, and the cold expands and contracts the materials your home is made of. Now that winter weather is behind us, here’s where you should start with post-winter home maintenance.

Roof and shingles: It’s pretty common for shingles to get damaged or detach completely after a long cold winter. Thoroughly inspect your roof to ensure that shingles are in good condition and the roof is structurally sound. It may not be time to replace your roof yet, but consider how many more years it has left and start preparing a budget.

Check your gutters: The weight of heavy melting snow and debris is more than enough to make your gutters sag or loosen. Clear out all the leaves and other debris that’s collected in the gutters, and make sure they’re still securely attached at all points.

Check concrete surfaces: Fluctuating temperatures cause concrete to expand and contract. This can lead to damaged driveways, walkways, and other surfaces, and that can spell bad news for water drainage. Fill the cracks with an appropriate material, and seal your surfaces if possible.

HVAC service: Before you put your central air conditioner through a rigorous summer, clean the coils and change the filter. Better yet, bring in a professional for yearly maintenance.

Five Tips For Improving Your Credit

Monitoring your credit report and credit rating is important, especially if you’re considering purchasing a home. Here are five tips for improving your credit. It’s not about quick fixes, but responsible financial activity over time.

 1. Get a credit card: OK, this may seem counterintuitive, but let me explain. When used correctly, a credit card can be an effective tool for building credit. Charge a few budget-conscious purchases each month, and pay the balance off before your due date.

 2. Keep your balance low: This is the other side of the coin with credit cards. Try to only charge for items you could pay for out-of-pocket, and try to stick to a balance of only 10 percent of your credit limit.

 3. Food: If your kitchen is being torn apart, preparing meals becomes a lot more difficult. You may be able to keep your food budget steady by switching to meals that don’t require counter space, the stove, or the oven, but don’t be surprised if you end up dining out more often.

 4. Leave paid debts on your report: Paid off debts like car loans show that you have a history of paying your debt on time.

 5. Ask! If you’re looking to pay off a debt quickly, it can’t hurt to ask the lender to lower your interest rate. You can’t get what you don’t ask for!

Kilborne Townhomes Project!

The Kilborne Townhomes are new construction townhomes currently being built less than 6 miles from Center City….for under $300k!

Yes, you read that right!!!

These homes will offer owners easy access to all that Uptown and the surrounding areas have to offer, without having to pay those prices!

2 and 3 bedroom floor plans with attached 1 or 2 garages are available for purchase, with a completion date set for September 2019!

If these floor plans look like home sweet home to you (or your clients!) give Casey Sherman a call at 704.467.8872 or Allison Belcher at 704. 659. 6859 today for additional information!

Five Home Repairs to Budget For

You’re going to have to do some regular repairs and maintenance on your home—it’s just a fact of home ownership. So that you’re not caught unprepared, it’s a good idea to keep a budget and set aside some funds for when the following repairs inevitably come up.

 1. Light switches: Beyond your typical light bulb replacements,the wiring can occasionally go bad in a light fixture, causing it to be unresponsive when you turn the light on. An electrician can fix it quickly for around $100.

 2. Gutter maintenance: Over time, the weight and weather will be too much for your gutters, causing them break away from the home and require fixing. It’s possible to fix them yourself, but it will typically cost up to $400 to have them fixed professionally.

 3. Drywall repairs: It’s easier than you’d think to put a hole in your walls, especially if you bump them when moving furniture. It can cost up to $300 for professional repairs.

 4. Running toilet: The moving parts and valves in a toilet can wear out over the years, and you’ll want to get it fixed quickly to save on water bills and keep your bathrooms usable. It’s about a two-hour job to fix for professional plumbers, and they charge up to $150 an hour, depending on your market.

 5. Tile repairs: Tile goes through a lot of abuse, and it’s not just impact from heavy objects that can damage individual tiles—years of foot traffic will also cause damage. Repair costs can vary greatly because of the cost of individual tiles, but it’s good to set aside around $200.

First Time Home Buyers Should All Know These Facts

If you’re looking for the perfect agent to help you find your dream home, your search is over! All of our agents are highly knowledgable of the Charlotte area, possess excellent customer service skills, and keep their clients up to date on each step of the process to ensure a smooth purchase.

Give us a call today at 704.467.8877 to learn more about how we can help YOU!

Instant Home Makeovers

Not every home makeover has to be a major project that lasts days, weeks, or even months. There are a ton of quick touch-ups and fixes that can make a huge difference in the look and feel of your home, even though you can finish the project in less than an hour.

A new mailbox: Chances are you’re still using the same mailbox that came with your home. But giving your mailbox a fresh coat of paint—or even replacing it entirely—is pretty painless, and it instantly upgrades your home’s curb appeal.

Declutter: Less is usually more. Go through your home and consider all the stuff that you haven’t used in years. If it’s no longer serving a purpose, sell it, donate it, or throw it away.

New hardware for your drawers: Painting kitchen and bathroom cabinets can be a big undertaking—drop cloths, tape, washing brushes and rollers, etc. But you can change out your drawer hardware in just a few minutes—all you have to do is pick out the new fixtures.

The Reasons Why Your Offer Was Rejected

You find the perfect house, start creating all of your Home Décor Pinterest boards and BAM – you find out that the sellers didn’t accept your offer. Your dreams of making dinner in the beautiful farmhouse kitchen are crushed and you’re wondering what you did wrong. Well here are a few reasons your offer could’ve been rejected that can help you next time you find a house you want to write an offer on.

PS – I promise your real estate dreams aren’t crushed. There will be another one!

Reason #1: You’re Missing a Pre-approval Letter – Not only is it important to have a pre-approval letter so that you know how much house you can afford, but the sellers are very unlikely to entertain offers without them. If you haven’t taken the time to get pre-approved and show that you are serious about buying a home, why would the seller risk taking their house off the market before knowing if you can even afford the mortgage.

How to Correct This: Talk with local lenders about your options and get a pre-approval letter from them that you have in hand, ready for your Real Estate Agent to scan over with the offer.

Reason #2: You’re Unrealistic – This could relate to a few things, one of them being that you have too many contingencies. Do you have a home sale contingency before even having your house up for sale with an accepted offer? Did you include a long list of items that your offer is contingent on in addition to the absolutely necessary ones. Did you ask for the wine fridge and pool table when the sellers said they are not included? Many items can be negotiated but if you really want the house, you need to be realistic and not over the top.

Another way you can appear unrealistic is to low-ball the sellers with your offer price. When this happens, the sellers may get offended of think you’re not serious. Have market data that backs up your offer price rather than throwing out a number that you think you want to pay if you want to be taken seriously.

One more reason you might be being unrealistic is that you gave the sellers an extremely short turnaround time to respond to your offer. This is a MAJOR turn off. Even if you are in a competitive offer situation, you should focus on strengthening your offer and submitting what you feel is the best you can do rather than pushing the sellers to respond in an unreasonable amount of time.

How to Avoid This: Stick to what is the most important to you when it comes to writing offer contingencies. Make sure you’re going over market data with your Real Estate Agent so that you’re backing up the offer price you’re putting out there. Lastly, give the sellers a reasonable turnaround time. Pushing them into a corner will not result in getting what you want and it will only get you off to a bad start with them.

Reason #3: The Seller is Difficult or Unrealistic – This one isn’t necessarily you can do much about but it could be the reason your offer didn’t get accepted. Unfortunately there are some sellers who are going to be very difficult to work with or unrealistic no matter how strong your offer is.

How to Avoid This: While this one isn’t entirely avoidable, it’s important that before starting your home search that you understand that some sellers are just going to be difficult. Having the expectation that not every seller will agree to what you offer will help eliminate a lot of frustration for you as a buyer when your offer is rejected.

Reason #4: Your Buyer’s Agent Isn’t Easy to Work With – You might be wondering what the buyer’s agent has to do with how much you’re offering the seller. Well the buyer’s agent actually plays a very crucial role in this process because whoever you choose is going to be the one communicating with and negotiating with the listing agent and therefore the sellers, throughout the entire transaction. If the listing agent has had bad experiences with them in the past, they may share this with the sellers, making your offer less appealing.

How to Avoid This: Make sure you’re interviewing your Buyer’s Agent before committing to working with them. Find out what their negotiating style is and get a feel for their personality. Do they seem easy to work with or like they’d make others mad?

Reason #5: You Didn’t Find Out the Seller’s Timeframe or Situation – If you and your agent write an offer without ever asking the listing agent what is important to the seller such as their timeframe for closing or any other factors that might be deal breakers, you might put yourself out of the running when the seller has to decide whether or not they want to accept your offer.

How to Avoid This: Make sure your agent takes the time to get in touch with the listing agent and find out any details that may help you write a more desirable offer.

If your first offer got rejected, there is likely a reason. The best way to make sure your next offer is accepted is to go in fully prepared. Following these guidelines will not only prepare you for what to expect but can help set you up for success! Soon you’ll be entertaining in that beautiful open concept space you’ve been dreaming of!

The Luck of the Irish

If you’re looking for a home this spring, you don’t need the luck of the Irish! All you need is a Yancey Realty agent on your side!

We are a locally owned, boutique real estate firm that understands the importance of constant communication, knowledge of the local market, and excellent customer service. We put our clients first, and ensure that they are comfortable each step of the way!

The spring is the perfect time to purchase your dream home. Inventory is up after the cold winter and interest rates are the lowest they have been in over 12 months!

Don’t throw your hard earned paycheck into a landlord’s pocket; put it back into yours! You can start earning equity today by buying a home.

If you’re ready to experience the Yancey Realty way of buying or selling a home, give us a call today at 704.467.8877!