Month: September 2019

18 years later we remember those whose lives were lost that day, their families and friends, those who helped in the aftermath and the men and women who have fought and continue to fight for our freedom.

 #neverforget

With low inventory in many markets throughout the country, many homeowners are afraid to sell their homes because they’re concerned that they may not be able to find a new one. 

This can be a real problem, but if you are seeking to sell—whether to upgrade or find a new neighborhood—there are a few ways to combat the low inventory.

1. Look to buy first
In most markets, it is a real mistake to put your home up for sale before you start looking for your new property. 

Identify the geographic area where you are interested in buying. Even if you don’t see anything on Zillow, it doesn’t mean you can’t or won’t find the right home. 

2. Think outside the box
Be proactive! Keep in mind that there are probably many people like you who want to make a move but are afraid as well. Have your real estate agent send a letter to the neighborhoods in the geographic areas where you want to live. The letter should be heartfelt and personal while announcing that you are ready to buy a home in that neighborhood. You could find a home to buy that may not even be currently listed or for sale. 

3. Protect yourself legally
Each state varies in how the purchase process is conducted. Talk to your real estate professional about adding a clause in the purchase contract for the home you are selling that will enable you to not sell the home if you cannot find a suitable home to buy.

Making your basement an enjoyable place to spend time can be tricky. Without the right lighting it may feel too much like a dungeon (unless you’re into that!). Here are a few quick tips.

 1. Maximize the natural lighting. Trim back shrubs and other plants that block sunlight from window wells. If the window well has a cover, keep it clean or replace a cover that blocks light with one that lets light pass through.

 2. Choose light colors for walls, carpet and furniture. As much as we all miss the dark brown faux wood paneling from the ‘70s it doesn’t do much to create a bright space.

 3. Accent Lighting. This will not only make the space brighter, it also makes the space feel less like a basement because lamps make the space feel decorated and lived in.

 4. Light Bulbs. Depending on the types of fixtures in the basement there are various new types of lightbulbs. Consider talking to a lighting expert to find which type of bulb is going to give you the best results.

 5. Create a false lighted window. This is simpler and more effective than you might think. Just frame and trim a “window” on a basement wall, and use creative lighting and decor (blinds, reflective paint, daylight spectrum bulbs) to make the light coming from the window look natural.

Technology is most helpful when it makes daily tasks easier and more efficient, and that’s most certainly the case with robot vacuum cleaners. It’s especially true if you’re in a climate that lends itself to lots of dust on your hard-surfaced floors or in your carpet. 

Robot vacuum cleaners typically retail from $200 to about $800, and if you’re interested in having your home swept and vacuumed daily with little effort on your part, it’s a great investment. Here’s what to look for if you’re shopping for a robot vacuum cleaner.

Battery life
The best robot vacuums can run for two hours or longer. That’s particularly important if you have a big place—you don’t want to have to keep recharging your vacuum between cleanings. It’s especially convenient if you have a vacuum that can automatically dock and recharge between uses.

Cleaning patterns
Simpler, more inexpensive vacuums may only clean in a random or back-and-forth pattern, while more advanced vacuums can virtually map a room for more precise cleaning. It’s also better if the vacuum is capable of making multiple passes in its pattern, as it’ll lead to a more thorough cleaning job.

Size and design
Most robot vacuum cleaners are no more than four inches tall, so they can move under furniture. Still, pay attention to the height of your vacuum and the clearance of your furniture, so that you don’t end up with a vacuum that can’t get to important spots. Also, consider your floor type—some vacuums are better-suited for hardwood floors and tile, while others are better for carpeted floors.

It’s disappointing when your darker garments look faded after a few washes. Here are some suggestions for keeping your favorite clothes looking brand new.

Wash only when necessary: We tend to wash many clothes too often, especially coarser fabrics like denim. Washing is harsh on dark dyes, leading to a quicker fade. Wash denim items less, and if possible, spot clean them rather than washing the whole garment.

Measure detergent: It’s easy to just pour detergent by eye when you’re doing the laundry, but take the time to properly measure, especially when it comes to darker clothing. Using too much will cause your clothes to fade faster. Be careful with drying: Dry your clothes on the lowest setting possible, and turn them inside out to shield them from extra friction with other garments. For the gentlest possible drying, hang dry your clothes on a rack or allow them to dry on a flat surface.

Wash in cold water: Drying on high heat can damage and fade your clothes quickly, and the same is true for washing in hot water. Wash your darker garments in cold water (in the shortest cycle possible), and use a detergent that’s designed for washing in cold water.

Budgeting for buying a home can be difficult enough when you’re just weighing mortgage options and a purchase price. But there are many other factors that go into the cost of home ownership. Some of them are one-time expenses that you’ll pay during the home buying process, while others will be recurring costs for as long as you own the home.

Closing costs
There are several smaller fees that add up to a rather large sum when you’re going through the closing process—loan fees, attorney fees, underwriting fees, and more. They typically add up to 2–5% of the purchase price. For a $300,000 home—roughly the national median—that’s in the neighborhood of $10,000, so be sure to budget for it.

Appraisal
Your lender will require an appraisal, and the appraisal fee (a few hundred dollars) comes out of your pocket.

Inspection
The few hundred dollars you’ll pay for a home inspection is money well spent, but it’s something you have to keep in mind during the purchase process. You’ll have the peace of mind of knowing the house is free from any major issues, and you’re making a smart, solid investment.

Insurance
Although homeowners insurance isn’t legally required, it’ll almost certainly be required by your lender. Further insurance, such as flood insurance, may also be required (depending on your location).

Home Owners Association
If you’re living in a property or community with shared spaces, you’ll almost certainly have an HOA fee. This pays for things like trash removal, maintenance of common areas, and for recreational facilities like gyms and swimming pools.

Your agent can walk you through these costs and give you an estimate so that you know what to expect when purchasing a home. Having a knowledgeable agent on your side can help make you streamline this process! Give us a call today at 704-467-8877 to see how we can help you get into the house of your dreams today!